Ordo is the first of its kind. It’s an end-to-end fully encrypted messaging and payment service. Super helpful and super safe.
When you’re owed some money, whether you are a business or a consumer, Ordo lets you send your bill via a secure message (we call this a smart request) to whoever owes you. The smart request tells them how much to pay you and what your smart request is for. All they have to do is click the smart request notification to be able to pay you simply, swiftly and securely. All you need from the payer is their email address or mobile phone number – never their bank details.
Your message is encrypted end-to-end (not even we can see it), you choose the account the money will be paid into and Ordo never reveals your account details to your payer. When your payer pays, the money goes to the exact account you want with all the right referencing, making a biller’s heart sing and a payer’s mind peaceful.
Your smart request can contain an invoice, a message from you, a photo or other attachment, all encrypted…..smart.
A smart request is what we call the bill a business is sending to its customer, or when a friend or family member is asking for money back. Why are our payment requests smart? Because they’re:
Simple – you don’t need to know anyone else’s banking details – just their email address or mobile phone number.
Swift – as soon as your payer pays your smart request, the money is in your bank account, 24/7. And we notify both you and your payer when anything happens, like when a smart request has been read or paid, so everyone can keep on top of their finances.
Secure – we use end-to-end encryption to ensure that no-one can intercept the message, and no-one, apart from the biller and payer, can see the contents of a smart request.
Because it’s super helpful. We’ve built Ordo to make requesting payments and paying money simple, swift and secure. Ordo allows you to see all your requests for payment (we call them smart requests), sent and received, in one place so you can keep a bird’s eye view of your money coming in and your bills and expenses going out.
Both sender and receiver, or biller and payer as we call them, are notified instantly when smart requests are sent and money is received.
It’s end-to-end encrypted, just like WhatsAppTM – not even we can see the contents. Smart requests go across our own secure channel, not the internet which is vulnerable to fraudsters. And you never have to share your private financial information (security codes, card details, sort code or account number) with the other party, that’s all done securely within Ordo and never revealed by Ordo.
We make it quick, easy and convenient for payers to pay, and cost effective for businesses.
We’d love to hear from you, good or bad; we’re hoping for more good than bad, but we will listen and take the most helpful action we can no matter which. Please contact us using the link at the bottom left of our website.
If you would like this website privacy policy in another format (for example: audio, large print, braille) please contact us using the link at the bottom left of our website.
You pay smart requests directly from your bank account. Your security and account details aren’t displayed by Ordo to anyone. Ordo gives the payment details to your bank and you confirm with your bank that you want to make the payment, and that’s it. No more typing in other people’s account details – so no risk of mistyping and paying the wrong person.
Ordo uses Open Banking. Open Banking allows technology firms like Ordo to talk directly with the banks, allowing you to request and make payments simply, swiftly and securely.
Ordo and Open Banking are technically secure, really simple to use, and leave you in control; which is how it should be.
This is down to how the banks have built for this technology. Your account balance only gets as far as our so-called “middleware” (a place in the middle of our technology), we don’t use or store this information and no one at Ordo sees it.
Ordo takes you into your own bank domain to authorise the payment. Once you’re there, we can’t do anything about your bank’s functionality. Here are some of the common hitches with the banks we know about and either a workaround we’ve found or what we’re doing about it:
General
Barclays
Bank of Scotland, Halifax and Lloyds
CashPlus
Chelsea Building Society
HSBC – business
Natwest, RBS and Ulster Bank
Revolut
TSB
Yorkshire Building Society
We can only work with banks that are signed up to the government’s Open Banking initiative.
Let us know which bank it is you’re trying to find.
You can pay using Ordo whether you’re a consumer or a business.
When you’ve been asked to pay someone, you can see, at a glance, how much you’ve been asked to pay, who by and what for, and then choose if and when to pay.
The request for payment (we call them smart requests) asking you to pay will have been sent over our secure platform so you can be sure it hasn’t been intercepted and that you’ll be paying the right person.
Ordo populates the account details, reference and amount, so you don’t have to gather any information before paying….it’s simple, swift and secure.
When you’re asking to be paid, as a business or consumer, you send your bill or payment request (we call them smart requests) simply, swiftly and securely through the Ordo app or website. It’s totally secure and encrypted end-to-end, just like WhatsAppTM. Even we can’t see the contents.
All you need is your payer’s email address or mobile phone number. We don’t reveal your account details to anyone, your payer is instantly notified they’ve received a smart request from you, and they can tap and pay in seconds.
Payment will be in your account instantly, all correctly referenced without you having to do any reconciling…what a time saver!
And we don’t charge a per centage of your transaction or any other hidden fees – once you have your bundle of smart requests, you’re good to go with no costs on top.
You can receive smart requests in Ordo to your email address(es) and mobile number(s). If you’ve signed up one or some and not others, it may be that someone has sent you a smart request to an email or mobile you haven’t registered.
Login and go to Profile and Ordo Addresses and add the email or mobile and your smart request will appear along with the others, helping you keep track of everything.
Make sure you’re on the updated version of your browser, some older versions don’t have the technology for Ordo to function.
If you have an iPhone, download our app (Android app coming soon).
If you are using a Samsung phone, ensure you log into Ordo using the same browser as your phone’s default browser to pay smart requests.
You pay smart requests directly from your bank account. Your security and account details aren’t displayed by Ordo to anyone. Ordo gives the payment details to your bank and you confirm with your bank that you want to make the payment, and that’s it. No more typing in other people’s account details – so no risk of mistyping and paying the wrong person.
Ordo uses Open Banking. Open Banking allows technology firms like Ordo to talk directly with the banks, allowing you to request and make payments simply, swiftly and securely.
Ordo and Open Banking are technically secure, really simple to use, and leave you in control; which is how it should be.
Yes. Safety and security are as important to us as they are to you. Ordo has been designed and built with privacy and security as part of its DNA (or its code, more accurately). Ordo encrypts all data at all times using the latest security techniques and messages go across our own secure channel rather than the internet. This means that the whole communication is secure and less vulnerable to hacking and fraud.
We don’t use credit or debit cards so there is no card information to be hacked, bank account information is not included within smart requests, so even if a smart request were intercepted, there is no bank account information to see, and bank account, sort code and security details are never shared by Ordo between biller and payer.
When you pay a smart request, you’re securely taken to your own bank where you confirm your payment so not even we have your secret financial information.
This is down to how the banks have built for this technology. Your account balance only gets as far as our so-called “middleware” (a place in the middle of our technology), we don’t use or store this information and no one at Ordo sees it.
If using Firefox browser (version 96.1.1 2022-01-06) onwards, please note that you will need to enable ‘Open links in apps’ in the Firefox browser settings in order to complete the payment via your mobile banking app. This is defaulted to off as part of the latest Firefox release and will redirect you to your banking web login unless toggled on.